504-367-2333
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5 Locations Across Greater New Orleans

Title Services in St. Tammany Parish

North Shore title and closing services for Covington, Mandeville, Slidell, and beyond.

St. Tammany is one of Louisiana’s fastest-growing residential markets. Southern Title closes purchases, refinances, and new-construction transactions across Covington, Mandeville, Madisonville, Slidell, Abita Springs, and the surrounding North Shore communities. Buyers relocating from Orleans and Jefferson typically appreciate St. Tammany’s competitive millage rates — and our calculator shows exactly how those numbers translate into your monthly payment.

Communities served: Covington · Mandeville · Madisonville · Slidell · Abita Springs · Lacombe · Pearl River · Folsom

Millage Rates

125.61mills (default total)

St. Tammany Parish has 13 tax districts with different millage rates. Select the appropriate area for the most accurate estimate.

Covington (City) — Tax Dist. 6

Taxing BodyMills
Parish-Wide85.76
City of Covington19.49
Total Millage105.25

District 6 — Ward 3. City millage (19.49) not subject to homestead exemption. Official 2025 total: 105.25 mills.

Mandeville (City) — Tax Dist. 14

Taxing BodyMills
Parish-Wide + Fire District 3118.51
City of Mandeville8.21
Total Millage126.72

District 14 — Ward 4. City millage (8.21) not subject to homestead exemption. Official 2025 total: 126.72 mills.

Slidell (City) — Tax Dist. 23/24

Taxing BodyMills
Parish-Wide + Fire District 9124.16
City of Slidell20.48
Total Millage144.64

Districts 23 & 24 — Wards 8 & 9. City millage (20.48) not subject to homestead exemption. Official 2025 total: 144.64 mills.

Abita Springs (Town) — Tax Dist. 15

Taxing BodyMills
Parish-Wide + Fire District 1126.67
Town of Abita Springs14.49
Total Millage141.16

District 15 — Ward 10. Town millage (14.49) not subject to homestead exemption. Official 2025 total: 141.16 mills. FD1 is one of the higher fire districts in the parish.

Madisonville (Town) — Tax Dist. 1

Taxing BodyMills
Parish-Wide + Fire District115.24
Town of Madisonville8.30
Total Millage123.54

District 1 — Ward 1. Town millage (8.30) not subject to homestead exemption. Official 2025 total: 123.54 mills.

Pearl River (Town) — Tax Dist. 22

Taxing BodyMills
Parish-Wide + Fire District 8132.75
Town of Pearl River5.35
Total Millage138.10

District 22 — Ward 8. Town millage (5.35) not subject to homestead exemption. Official 2025 total: 138.10 mills.

Unincorporated — Ward 8/9 Rural (Tax Dist. 25-28)

Taxing BodyMills
Parish-Wide + Fire Districts125.61
Total Millage125.61

Districts 25-28, 31, 36-37 — Wards 8 & 9. Unincorporated areas outside Slidell city limits. Official 2025 total: 125.61 mills.

Unincorporated — Fire District 1 (Ward 10)

Taxing BodyMills
Parish-Wide + Fire District 1128.12
Total Millage128.12

District 16 — Ward 10. Unincorporated areas in Fire District 1. Official 2025 total: 128.12 mills.

Unincorporated — Fire District 3 / Ward 3 Rural

Taxing BodyMills
Parish-Wide + Fire District 3112.21
Total Millage112.21

District 7 — Ward 3. Unincorporated areas outside Covington city limits. Official 2025 total: 112.21 mills.

Unincorporated — Fire District 4 / Ward 4 Rural (Mandeville area)

Taxing BodyMills
Parish-Wide + Fire District 4119.96
Total Millage119.96

Districts 8 & 12 — Ward 4. Unincorporated areas near Mandeville. Official 2025 total: 119.96 mills.

Unincorporated — Fire District 5 / Sun-Bush Area (Ward 5)

Taxing BodyMills
Parish-Wide + Fire District 5126.21
Total Millage126.21

Districts 13, 19, 20 — Ward 5. Official 2025 total: 126.21 mills.

Unincorporated — Fire District 7 / Ward 7 (Lacombe area)

Taxing BodyMills
Parish-Wide + Fire District 7 + Recreation137.41
Total Millage137.41

District 21 — Ward 7. Lacombe area. Includes Recreation District 4. Official 2025 total: 137.41 mills.

Unincorporated — Fire District 6 / Ward 6 Rural

Taxing BodyMills
Parish-Wide + Fire District 6111.78
Total Millage111.78

District 18 — Ward 6. Official 2025 total: 111.78 mills.

Source: STPAO-2025-Millage-Pamphlet-Final-2 (stpao.org, May 2026) · Last updated: 2026-08-03

Property Tax Example — $300,000 Home

Estimated annual tax for a $300,000 owner-occupied home in St. Tammany Parish, using the parish-default combined millage rate.

With Homestead Exemption

$2,826

$75,000 homestead applied · approx $236/month

Without Homestead

$3,768

Investment, second home, or non-resident owner

How St. Tammany Parish Compares

Annual property tax on a $350,000 owner-occupied home across the New Orleans metro.

$

Residential property at $350,000, parish-default millage rate, owner-occupied homestead applied. Ward-level rates and special assessments may apply.

Example Closing Costs — $350,000 Home in St. Tammany

Buyer financing 80% LTV with owner's title insurance. Includes title, government, prepaid, and lender fees.

Estimated Buyer Closing Costs

$3,730

1.1% of purchase price

Estimated Seller Closing Costs

$800

Excludes real estate commissions and mortgage payoff

View itemized breakdown

Title Fees

Abstract Fee$350
Insured Closing Letter$25
Recording Service Fee$175
Title Exam$275
Wire Fee$20
Wire Fee$20
Settlement Fee$550
Owner's Title Insurance$1,670
Lender's Title Insurance (simultaneous issue)$610
Simultaneous Issue Credit$0

Other Fees

Overnight / Courier$55
Overnight / Courier$55
Notary / Attorney Fee$150

Government Fees

Recording a Mortgage (Parish Cost)*$250
Recording a Sale (Parish Cost)$150
Cancellation Fee (per inscription)$175
Get an Exact Estimate for Your Property

Frequently Asked Questions — St. Tammany Parish

How much is title insurance in St. Tammany Parish?
For a $350,000 home in St. Tammany Parish, the owner's title insurance premium is approximately $1,670. Louisiana title insurance rates are regulated statewide by the Louisiana Department of Insurance, so the premium is identical at every licensed title company in St. Tammany Parish.
What is the property tax rate in St. Tammany Parish?
St. Tammany Parish has a default combined millage rate of 125.61 mills. On a $300,000 owner-occupied home with the $75,000 homestead exemption applied, that works out to approximately $2,826 in annual property tax ($3,768 without the homestead exemption). Ward-level rates and special assessments may apply.
Does Southern Title serve St. Tammany Parish?
Yes. Southern Title is a Louisiana title company licensed and actively closing transactions throughout St. Tammany Parish. Our Greater New Orleans offices regularly handle St. Tammany Parish closings. Call 504-367-2333 to start an order or get a no-obligation closing-cost quote.

Contact Southern Title for Your St. Tammany Closing

Call Us

504-367-2333

Monday–Friday, 9:00 AM – 5:00 PM. Ask for a no-obligation quote.

Southern Title's Greater New Orleans offices regularly close St. Tammany Parish transactions. Call 504-367-2333 or use the form below to start an order — we cover the entire parish.

See all 5 Southern Title offices
Start Your St. Tammany Title Order

More St. Tammany Parish data: See the full millage breakdown by taxing body, ward-level rates, special assessments, and assessor links on our St. Tammany Parish closing costs and tax data page.

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