504-367-2333
Southern Title
504-367-2333

5 Locations Across Greater New Orleans

Title Services in St. Charles Parish

East Bank and West Bank St. Charles Parish title and closing services.

Southern Title’s Boutte office sits at the heart of St. Charles Parish and serves the entire parish — East Bank communities like Destrehan, St. Rose, and Norco, plus West Bank communities like Luling, Boutte, Hahnville, Ama, and Killona. We close purchases, refinances, and bond-for-deed transactions across the parish, and our team understands the East Bank / West Bank levee-district millage differences.

Communities served: Destrehan · St. Rose · Norco · Luling · Boutte · Hahnville · Ama · Killona · New Sarpy · Paradis

Millage Rates

100.85mills (default total)

St. Charles Parish has 2 tax districts with different millage rates. Select the appropriate area for the most accurate estimate.

East Bank (Destrehan, St. Rose, Norco)

Taxing BodyMills
Parishwide Total97.32
Pontchartrain Levee District3.53
Total Millage100.85

West Bank (Luling, Boutte, Hahnville, Ama, Killona)

Taxing BodyMills
Parishwide Total97.32
Lafourche Basin Levee District3.75
Total Millage101.07

Source: St-Charles-Assessor-2025 · Last updated: 2026-03-19

Property Tax Example — $300,000 Home

Estimated annual tax for a $300,000 owner-occupied home in St. Charles Parish, using the parish-default combined millage rate.

With Homestead Exemption

$2,269

$75,000 homestead applied · approx $189/month

Without Homestead

$3,026

Investment, second home, or non-resident owner

How St. Charles Parish Compares

Annual property tax on a $350,000 owner-occupied home across the New Orleans metro.

$

Residential property at $350,000, parish-default millage rate, owner-occupied homestead applied. Ward-level rates and special assessments may apply.

Example Closing Costs — $350,000 Home in St. Charles

Buyer financing 80% LTV with owner's title insurance. Includes title, government, prepaid, and lender fees.

Estimated Buyer Closing Costs

$3,730

1.1% of purchase price

Estimated Seller Closing Costs

$800

Excludes real estate commissions and mortgage payoff

View itemized breakdown

Title Fees

Abstract Fee$350
Insured Closing Letter$25
Recording Service Fee$175
Title Exam$275
Wire Fee$20
Wire Fee$20
Settlement Fee$550
Owner's Title Insurance$1,670
Lender's Title Insurance (simultaneous issue)$610
Simultaneous Issue Credit$0

Other Fees

Overnight / Courier$55
Overnight / Courier$55
Notary / Attorney Fee$150

Government Fees

Recording a Mortgage (Parish Cost)*$250
Recording a Sale (Parish Cost)$150
Cancellation Fee (per inscription)$175
Get an Exact Estimate for Your Property

Frequently Asked Questions — St. Charles Parish

How much is title insurance in St. Charles Parish?
For a $350,000 home in St. Charles Parish, the owner's title insurance premium is approximately $1,670. Louisiana title insurance rates are regulated statewide by the Louisiana Department of Insurance, so the premium is identical at every licensed title company in St. Charles Parish.
What is the property tax rate in St. Charles Parish?
St. Charles Parish has a default combined millage rate of 100.85 mills. On a $300,000 owner-occupied home with the $75,000 homestead exemption applied, that works out to approximately $2,269 in annual property tax ($3,026 without the homestead exemption). Ward-level rates and special assessments may apply.
Does Southern Title serve St. Charles Parish?
Yes. Southern Title is a Louisiana title company licensed and actively closing transactions throughout St. Charles Parish. Our Boutte office serves the parish directly. Call 504-367-2333 to start an order or get a no-obligation closing-cost quote.

Contact Southern Title for Your St. Charles Closing

Call Us

504-367-2333

Monday–Friday, 9:00 AM – 5:00 PM. Ask for a no-obligation quote.

Start Your St. Charles Title Order

More St. Charles Parish data: See the full millage breakdown by taxing body, ward-level rates, special assessments, and assessor links on our St. Charles Parish closing costs and tax data page.

Other New Orleans Metro Parishes