Closing Costs in St. Bernard Parish, Louisiana
St. Bernard Parish uses 2 millage districts. Here's what to expect at closing — with real rate data and instant estimates.
Calculate Your Closing Costs
Use our closing cost calculator pre-set for St. Bernard Parish. Enter your purchase price and loan amount for a detailed, line-item estimate.
Open St. Bernard Parish Calculator →St. Bernard Parish Millage Rates
Rates verified for 2025–2026. Check with your title company for current rates.
| District / Ward | Millage Rate |
|---|---|
| Wards 1-5A (Chalmette, Meraux, Arabi) | 141.10 mills |
| Wards 5B-7 (Violet, Poydras, Lower Parish) | 142.05 mills |
Example Closing Costs
These are estimates based on typical St. Bernard Parish transactions. Get your exact quote using the calculator above.
| Scenario | Purchase Price | Buyer Costs | Seller Costs |
|---|---|---|---|
| Starter Home | $200,000 | $3,615 | $800 |
| Median Home (~$195,000) | $195,000 | $3,585 | $800 |
| Move-Up Home | $400,000 | $4,835 | $800 |
* Buyer costs assume 80% conventional financing. Seller costs include typical agent commissions and ST fees. Title insurance estimated from rate schedule.
About Closing in St. Bernard Parish
Closing on a home in St. Bernard Parish involves navigating two distinct tax districts with varying millage rates and property tax considerations.
St. Bernard Parish encompasses several communities including Chalmette, Arabi, and Merrydale. The parish operates under two separate tax districts, each with different millage rates, which impacts property tax calculations during closing. The median home price in the parish is approximately $195,000. Understanding the specific tax district for your property is essential, as the default millage of 141.10 mills applies broadly, but your actual rate depends on which district your property falls within. This complexity requires careful attention during the title and closing process.
Southern Title serves St. Bernard Parish through our Greater New Orleans area offices, bringing local expertise to every closing. We handle residential purchases and refinances, commercial transactions, and bond-for-deed arrangements throughout the parish. Our team is familiar with St. Bernard Parish's property records, tax considerations, and local closing requirements. Whether you're buying, refinancing, or handling a commercial transaction, we manage the title work and closing coordination to ensure a smooth process from contract to closing table.
Also Serving Nearby Parishes
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