News & Updates
Company news, industry updates, and resources from Southern Title.
•Tax StrategyCapital Gains Tax?
Three ways seller financing helps reduce your capital gains tax burden: installment reporting, lower tax brackets, and interest income.
•EducationWhat Is A Deed In Lieu Of Foreclosure?
How a deed in lieu works in owner-financed loans — a voluntary property transfer that avoids formal foreclosure proceedings.
- •Education
What Is A "Subject To" Mortgage?
How subject-to transactions work, the risks involved, due-on-sale clauses, and when this strategy makes sense for buyers and sellers.
- •Education
What Is Escrow In A Mortgage?
How escrow accounts work in owner-financed and traditional mortgage transactions, and why they protect both buyer and seller.
- •Education
What Is A Wraparound Mortgage?
How wrap-around mortgages work, advantages for buyers and sellers, and the risks to watch out for including the due-on-sale clause.
•Investor RiskThe Lurking Danger of "Zombie" Second Mortgages for Real Estate Investors
Opportunities often come with hidden risks, and one such peril lurking in the shadows is the dreaded "zombie" second mortgage.
•Subject-ToSubject-To Mortgage Sales With Southern Loan Servicing
Considering a subject-to mortgage sale for your property? It's an enticing avenue for both buyers and sellers, but navigating the complexities can be daunting.
•PlaybookCreative Financing Playbook -- Chapter 1
Banks say no. Creative financing says, 'Let's make it work.' Explore alternative strategies when traditional mortgages are out of reach.