News & Updates
Company news, industry updates, and resources from Southern Title.
•PlaybookChapter 7: Hybrid Creative Financing Sales & Case Studies
Hybrid Creative Financing for Investors Buying Property (Subject-To + Seller Financing). Take control of properties while preserving favorable existing loan terms.
•PlaybookChapter 6: Private Money & Hard Money Lending
Raising Private Money for Real Estate Investments — money from individuals who want to invest in real estate without being active landlords.
•PlaybookChapter 5: Contract for Deed & Bond for Deed
An owner-financing arrangement where the buyer pays the purchase price in installments directly to the seller, who retains legal title until paid in full.
•PlaybookChapter 4: Lease Options & Rent-to-Own
A lease option (or rent-to-own) combines a rental agreement with an exclusive option to purchase the property at a set price within a specified time frame.
•PlaybookChapter 3: Subject-To Deals
A real estate financing method where the buyer takes ownership of a property but leaves the existing mortgage in the seller's name.
•PlaybookCreative Financing Playbook -- Chapter 2: Seller Financing
Seller Financing Strategies, Pitfalls & Servicing Solutions. What Is Seller Financing, and Why Do Sellers Agree to It?
•PlaybookCreative Financing Playbook
Unlocking Profitable Real Estate Deals Without Traditional Bank Loans. A guide to navigating alternative financing strategies.
•About SLSWhy Southern Loan Servicing Is The Best Choice
Choosing the right loan servicing company can make the difference between a seamless experience and a financial nightmare.
•PlaybookChapter 8 – Creative Financing - Paying The Tax Man
Understanding IRS reporting for subject-to and wrap transactions — Forms 1098 and 1099-INT, and the distinction between reporting and deductibility.
•Tax StrategySaving Capital Gains Tax With Seller Financing
How seller financing spreads capital gains over time, potentially reducing tax liability and keeping sellers in lower tax brackets.