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Closing Costs in Terrebonne Parish, Louisiana

Terrebonne Parish uses 2 millage districts. Here's what to expect at closing — with real rate data and instant estimates.

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Use our closing cost calculator pre-set for Terrebonne Parish. Enter your purchase price and loan amount for a detailed, line-item estimate.

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Terrebonne Parish Millage Rates

Rates verified for 2025–2026. Check with your title company for current rates.

District / WardMillage Rate
City of Houma126.40 mills
Unincorporated Terrebonne108.92 mills

Example Closing Costs

These are estimates based on typical Terrebonne Parish transactions. Get your exact quote using the calculator above.

ScenarioPurchase PriceBuyer CostsSeller Costs
Starter Home$200,000$3,615$800
Median Home (~$185,000)$185,000$3,524$800
Move-Up Home$400,000$4,835$800

* Buyer costs assume 80% conventional financing. Seller costs include typical agent commissions and ST fees. Title insurance estimated from rate schedule.

About Closing in Terrebonne Parish

Closing in Terrebonne Parish involves navigating two distinct tax districts with varying millage rates and understanding the unique characteristics of this coastal Louisiana community.

Terrebonne Parish encompasses Houma, its largest city, along with communities like Montegut, Chauvin, and Theriot. The parish operates two tax districts with different millage rates, which affects property tax calculations for buyers and refinancers. As a coastal parish with a strong maritime and industrial presence, Terrebonne properties range widely in type and value. The median home price of approximately $185,000 reflects the diverse market. Understanding the specific tax district for your property is essential, as millage rates impact closing costs and ongoing ownership expenses.

Southern Title serves Terrebonne Parish closings from our Greater New Orleans area offices, bringing regional expertise to your transaction. We handle residential purchases, refinances, commercial transactions, and bond-for-deed arrangements. Our team manages all closing documentation, title examination, and settlement services to ensure smooth transactions. Whether you're buying, refinancing, or handling a commercial property matter, we provide the professional title services Louisiana homeowners and businesses depend on.

Also Serving Nearby Parishes

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Questions? Call us at (504) 222-0000