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Terrebonne Parish Closing Costs & Property Taxes

Real rates and fees for real estate transactions in Terrebonne Parish, Louisiana

Terrebonne Parish has a total default millage rate of 126.40 mills, which determines annual property taxes for homeowners and investors. For a home at the local median price of $185,000, this means significant cost differences compared to neighboring parishes like Lafourche, Assumption, St. Mary. Below you'll find a complete millage breakdown by taxing body, example closing cost and property tax calculations, and tools to compareTerrebonne Parish against any other parish in Louisiana.

Millage Rates

126.40mills (default total)

Terrebonne Parish has 2 tax districts with different millage rates. Select the appropriate area for the most accurate estimate.

City of Houma

Taxing BodyMills
Parish Tax - Alimony (Inside Houma)1.51
School Board9.27
Sewerage Tax - Bonds0.63
Health Unit - Maintenance0.66
Drainage Tax - Maintenance7.15
Drainage Tax - Bonds0.64
Road and Bridge - Bonds0.63
Mental Health0.42
Juvenile Detention1.92
Council on Aging7.50
Terrebonne ARC Maintenance5.21
Recreation Tax - Maintenance2.21
Waste Collection & Disposal10.97
Road District No. 6 - Maintenance0.82
City of Houma General Alimony6.20
City of Houma Fire Protection5.08
City of Houma Police Protection5.08
Other Parish Levies60.50
Total Millage126.40

City of Houma adds 16.36 mills (General 6.20, Fire 5.08, Police 5.08) over parish base.

Unincorporated Terrebonne

Taxing BodyMills
Parish Tax - Alimony (Outside Houma)3.03
School Board9.27
Sewerage Tax - Bonds0.63
Health Unit - Maintenance0.66
Drainage Tax - Maintenance7.15
Drainage Tax - Bonds0.64
Road and Bridge - Bonds0.63
Mental Health0.42
Juvenile Detention1.92
Council on Aging7.50
Terrebonne ARC Maintenance5.21
Recreation Tax - Maintenance2.21
Waste Collection & Disposal10.97
Road District No. 6 - Maintenance0.82
Other Parish Levies57.86
Total Millage108.92

Outside Houma - fire district millages vary by location. Fire District No. 8 (Gibson area) levies 10.52 mills. Bayou Cane, Bourg, and other fire districts have separate rates.

Source: Terrebonne-TPCG-2024 · Last updated: 2026-03-19

Example Closing Costs

Estimated buyer closing costs for a $185,000 home in Terrebonne Parish with 20% down payment and conventional financing.

Buyer Closing Costs

$2,798

1.5% of purchase price

Seller Closing Costs

$800

0.4% of purchase price

View itemized breakdown

Title Fees

Abstract Fee$350
Insured Closing Letter$25
Recording Service Fee$175
Title Exam$275
Wire Fee$20
Wire Fee$20
Settlement Fee$550
Owner's Title Insurance$928
Lender's Title Insurance (simultaneous issue)$100
Simultaneous Issue Credit$0

Other Fees

Overnight / Courier$55
Overnight / Courier$55
Notary / Attorney Fee$150
Termite Certificate$75
Flood Certification$20
Certified Mortgage Certificate$50

Government Fees

Recording a Mortgage (Parish Cost)*$250
Recording a Sale (Parish Cost)$150
Cancellation Fee (per inscription)$175
Cancellation Fee (per inscription)$175
Get an Exact Estimate

Example Property Tax

Estimated annual property tax for a $185,000 home with the $75,000 homestead exemption applied.

Annual Property Tax

$1,390

$116/month

Effective Tax Rate

0.75%

126.40 mills on $11,000 taxable value

Calculate Your Exact Tax

Based on approximate median sale prices (Louisiana Realtors Association, 2025 estimates). Your actual costs will vary. Use our calculators for a personalized estimate.

Parish Resources

How Terrebonne Parish Compares

ParishMillageAnnual Tax*Buyer Closing*
St. Mary99.30$596$2,573
Assumption104.10$729$2,618
Lafourche115.75$1,563$2,910
Terrebonne126.40$1,390$2,798

* Based on each parish's approximate median sale price with homestead exemption and 20% down payment. Actual costs vary.

Frequently Asked Questions

What is the property tax rate in Terrebonne Parish?
The default total millage rate in Terrebonne Parish is 126.40 mills. For a $185,000 home with the $75,000 homestead exemption, the estimated annual property tax is $1,390. Actual rates may vary by ward or tax district.
How much are closing costs in Terrebonne Parish?
Estimated buyer closing costs for a $185,000 home in Terrebonne Parish are approximately $2,798 with conventional financing, 20% down payment, and owner's title insurance. This includes title fees, government recording fees, and prepaid items. Use our Closing Cost Calculator for a personalized estimate.
Does Terrebonne Parish have special assessments?
Terrebonne Parish does not have widely applicable special assessments beyond the standard millage rates. However, some properties may be subject to local improvement district fees. Contact the Terrebonne Parish Assessor's office for details specific to your property.

Need Help with Your Closing?

Southern Title provides full-service title and closing services in Terrebonne Parish and across Louisiana.