St. James Parish Closing Costs & Property Taxes

Real rates and fees for real estate transactions in St. James Parish, Louisiana

St. James Parish has a total default millage rate of 105.39 mills, which determines annual property taxes for homeowners and investors. For a home at the local median price of $160,000, this means significant cost differences compared to neighboring parishes like St. John the Baptist, Ascension, Assumption. Below you'll find a complete millage breakdown by taxing body, example closing cost and property tax calculations, and tools to compareSt. James Parish against any other parish in Louisiana.

Compare All 64 Parishes

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Millage Rate Explorer

Breakdown by taxing body for every parish

Millage Rates

105.39mills (default total)

St. James Parish has 9 tax districts with different millage rates. Select the appropriate area for the most accurate estimate.

Ward 1

Taxing Body	Mills
Parish Base	101.86
Pontchartrain Levee District (East Bank)	3.53
Recreation	4.61
Total Millage	110.00

East Bank. Recreation district applies only to Ward 1.

Ward 2

Taxing Body	Mills
Parish Base	101.86
Pontchartrain Levee District (East Bank)	3.53
Total Millage	105.39

East Bank.

Ward 2: Town of Gramercy

Taxing Body	Mills
Parish Base	101.86
Pontchartrain Levee District (East Bank)	3.53
Town of Gramercy	9.65
Total Millage	115.04

East Bank. Properties within the Town of Gramercy pay additional municipal millage.

Ward 3

Taxing Body	Mills
Parish Base	101.86
Pontchartrain Levee District (East Bank)	3.53
Consolidated Road Light District #3A	1.01
Fire Protection District #2	0.74
Total Millage	107.14

East Bank.

Ward 3: Town of Lutcher

Taxing Body	Mills
Parish Base	101.86
Pontchartrain Levee District (East Bank)	3.53
Consolidated Road Light District #3A	1.01
Fire Protection District #2	0.74
Town of Lutcher	11.29
Total Millage	118.43

East Bank. Properties within the Town of Lutcher pay additional municipal millage.

Ward 4

Taxing Body	Mills
Parish Base	101.86
Pontchartrain Levee District (East Bank)	3.53
Consolidated Road Light District #3A	1.01
Fire Protection District #2	0.74
Total Millage	107.14

East Bank.

Ward 5

Taxing Body	Mills
Parish Base	101.86
Lafourche Levee District (West Bank)	3.75
Consolidated Road Light District #3A	1.01
Fire Protection District #2	0.74
District 5 Recreation #1064023	1.00
Recreation District V #1064057	0.70
Total Millage	109.06

West Bank. Two recreation districts apply only to Ward 5.

Ward 6

Taxing Body	Mills
Parish Base	101.86
Lafourche Levee District (West Bank)	3.75
Consolidated Road Light District #3A	1.01
Fire Protection District #2	0.74
Total Millage	107.36

West Bank.

Ward 7

Taxing Body	Mills
Parish Base	101.86
Lafourche Levee District (West Bank)	3.75
Consolidated Road Light District #3A	1.01
Fire Protection District #2	0.74
Total Millage	107.36

West Bank.

Source: StJames-Assessor-2025 · Last updated: 2026-03-20

Example Closing Costs

Estimated buyer closing costs for a $160,000 home in St. James Parish with 20% down payment and conventional financing.

Buyer Closing Costs

$2,685

1.7% of purchase price

Seller Closing Costs

$800

0.5% of purchase price

View itemized breakdown

Title Fees

Abstract Fee$350

Insured Closing Letter$25

Recording Service Fee$175

Title Exam$275

Wire Fee$20

Settlement Fee$550

Owner's Title Insurance$815

Lender's Title Insurance (simultaneous issue)$100

Simultaneous Issue Credit$0

Other Fees

Overnight / Courier$55

Notary / Attorney Fee$150

Termite Certificate$75

Flood Certification$20

Certified Mortgage Certificate$50

Government Fees

Recording a Mortgage (Parish Cost)*$250

Recording a Sale (Parish Cost)$150

Cancellation Fee (per inscription)$175

Get an Exact Estimate

Example Property Tax

Estimated annual property tax for a $160,000 home with the $75,000 homestead exemption applied.

Annual Property Tax

$896

$75/month

Effective Tax Rate

0.56%

105.39 mills on $8,500 taxable value

Calculate Your Exact Tax

Based on approximate median sale prices (Louisiana Realtors Association, 2025 estimates). Your actual costs will vary. Use our calculators for a personalized estimate.

Parish Resources

Assessor's Office

View property records online

Assessor Phone

225-562-2220

How St. James Parish Compares

Parish	Millage	Annual Tax*	Buyer Closing*
St. Charles	100.85	$1,765	$3,090
Assumption	104.10	$729	$2,618
St. James	105.39	$896	$2,685
St. John the Baptist	108.40	$1,084	$2,753
Ascension	115.00	$2,358	$3,225
Lafourche	115.75	$1,563	$2,910

* Based on each parish's approximate median sale price with homestead exemption and 20% down payment. Actual costs vary.

Compare All 64 Parishes →

Frequently Asked Questions

What is the property tax rate in St. James Parish?

The default total millage rate in St. James Parish is 105.39 mills. For a $160,000 home with the $75,000 homestead exemption, the estimated annual property tax is $896. Actual rates may vary by ward or tax district.

How much are closing costs in St. James Parish?

Estimated buyer closing costs for a $160,000 home in St. James Parish are approximately $2,685 with conventional financing, 20% down payment, and owner's title insurance. This includes title fees, government recording fees, and prepaid items. Use our Closing Cost Calculator for a personalized estimate.

Does St. James Parish have special assessments?

St. James Parish does not have widely applicable special assessments beyond the standard millage rates. However, some properties may be subject to local improvement district fees. Contact the St. James Parish Assessor's office for details specific to your property.

Need Help with Your Closing?

Southern Title provides full-service title and closing services in St. James Parish and across Louisiana.